Personal Finance (Not Investing) • Be careful - could happen to anyone...
NEVER in a bank with ability for an outsider to pull via ACH, and NEVER with online bill pay.I use billpay online (it's a push I initiate that either writes a paper check and mails it or more often...
View ArticleInvesting - Theory, News & General • borrow money and interest is tax...
Borrow via spc box spread instead of margin loan and the interest is capital loss, 60/40Statistics: Posted by nalor511 — Thu Feb 22, 2024 1:16 am — Replies 2 — Views 284
View ArticlePersonal Investments • Brokered CDs vs Treasuries and Flexibility
Treasury money market fundStatistics: Posted by gotoparks — Thu Feb 22, 2024 1:22 am — Replies 7 — Views 722
View ArticlePersonal Finance (Not Investing) • Security Hack of my bank credit card and...
I just never answer the phone unless I'm expecting a call because scammers 99% of the time will not leave a message but legit callers will then if there's a message about the card I'm not under...
View ArticlePersonal Consumer Issues • Windows 10 Patch Tuesday problems
Windows 10 22H2 64-bit on an old laptop, ran as administrator the powershell script from https://learn.microsoft.com/en-us/windo ... -partition, then re-ran the update and it completed...
View ArticlePersonal Finance (Not Investing) • Tech Compensation
The numbers are true. Pay in the Bay Area is very good. If you are a good performer, pay is exceptionally good, and you have many, many job opportunities. You can choose to stay at one place (“rest...
View ArticlePersonal Finance (Not Investing) • Realtor handling both sides
All realtors are motivated to close the sale as quickly as possible, whether listing/seller's agent, buyer's agent, or dual agent.That is just plain false. Some realtors are focused more on building a...
View ArticlePersonal Investments • New York State Deferred Compensation Program
Thank you terran and alphapi for your responses. Very helpful. Alphapi, I do have other accounts from previous jobs. One is an annuity, the other is a 401 k. The funds in the annuity need to be rolled...
View ArticlePersonal Finance (Not Investing) • Auto Insurance Increases in CA with Amica
I live in CA and have Amica auto, home , and umbrella insurance. For auto, I only take the liability insurance. Mine went up 6.5 % When I saw the increase on my bill I called to ask why. Customer...
View ArticlePersonal Finance (Not Investing) • Itemize vs standard deduction for 2023 tax
I’m using TurboTax right now to file my tax . I’m confused with both deductions. If I take standard Deduction, I will lose about $2400 federal refund . If I take itermized deduction, will get $2400...
View ArticlePersonal Finance (Not Investing) • Home Self Insure or Not
Being that close to the current coastline, I would suggest selling your land before you don't have any left to sell.Statistics: Posted by veggivet — Thu Feb 22, 2024 2:53 am — Replies 39 — Views 4358
View ArticlePersonal Finance (Not Investing) • Windshield Chip - Insurance claim or Self...
In that thread, you also disclosed that you have asked your insurance agent about whether or not to file twelve claims. That is a lot of potential claims.That is over 35 plus years of driving and...
View ArticlePersonal Finance (Not Investing) • Funding a New Vehicle
I pay cash from my emergency fund. While I'm rebuilding my emergency fund, I have a HELOC and taxable account as backup should another big ticket emergency arise before I can top off the emergency...
View ArticleInvesting - Theory, News & General • Understanding Annuities
Hullo Bogleheads,I'd like to find out more about how I should value annuities.Is there somewhere I can go to read up and find out more?Specifically, lifelong annuities.Should I value a plan with a...
View ArticlePersonal Consumer Issues • The Shrinking Lifespan of Large Appliances
I think I've seen evidence that more recently made cars are lasting longer than ever (at least it seems to be the consensus on this forum). I wonder why large appliances would be going in a different...
View ArticlePersonal Investments • Why should I back door Roth?
We rather make a buck or two with our Rollover IRA with/using thread “Definitive thread on Brokerage Bonuses” here on BH.That's a valid alternative if the op would do that and for instance a 200k tira...
View ArticlePersonal Consumer Issues • Punctured tire on Model 3 - WWYD
1. Replace them. Youre near the legal tread depth in most jurisdiction. 2. Pick whichever suits your driving preferences because you dont seem to need extreme grip or conditions3. Fractional...
View ArticlePersonal Consumer Issues • Best Value Portable GPS Navigator
Google maps can work offline, without a cell phone plan. I get the idea that Google doesn't have "Points of Interest" in offline data use. Do you type in a street address, or what? Obviously you can...
View ArticlePersonal Investments • Why there is no mutual fund tracking international...
If you do not mind active funds then there are 2 international growth ETF from Capital group(American Funds) both charged 0.54% fee.CGIE - Capital Group International Equity ETF ; you can back test...
View ArticlePersonal Investments • BOXX ETF: Help Me Understand
Matt Levine had an entire write up in his Money Stuff newsletter on how BOXX works. Paywalled:https://www.bloomberg.com/opinion/artic ... n-the-boxxI think you can sign up for the newsletter...
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